{"id":64,"date":"2019-02-06T08:10:46","date_gmt":"2019-02-06T08:10:46","guid":{"rendered":"http:\/\/bprcitra.com\/?page_id=64"},"modified":"2025-05-08T04:07:44","modified_gmt":"2025-05-08T03:07:44","slug":"simulasi-kredit","status":"publish","type":"page","link":"https:\/\/bprcitra.com\/index.php\/simulasi-kredit\/","title":{"rendered":"Simulasi Kredit"},"content":{"rendered":"\n<div id=\"simulasi-kredit-bpr\">\n  <h3>Simulasi Kredit BPR Citra Dumoga<\/h3>\n\n  <p><strong>Jenis bunga:<\/strong> Bunga Flat \u2013 bunga dihitung dari pokok awal sepanjang tenor.<\/p>\n\n  <label>Plafon Pinjaman (Rp):<\/label><br>\n  <input type=\"number\" id=\"plafon\" placeholder=\"Contoh: 10000000\"><br><br>\n\n  <label>Suku Bunga (% per tahun):<\/label><br>\n  <input type=\"number\" step=\"0.1\" id=\"bunga\" placeholder=\"Contoh: 12\"><br><br>\n\n  <label>Tenor (bulan):<\/label><br>\n  <input type=\"number\" id=\"tenor\" placeholder=\"Contoh: 12\"><br><br>\n\n  <button onclick=\"hitungSimulasi()\">Hitung Simulasi<\/button>\n\n  <div id=\"hasil-simulasi\" style=\"margin-top: 20px;\"><\/div>\n  <div id=\"tabel-angsuran\" style=\"margin-top: 20px;\"><\/div>\n<\/div>\n\n<script>\nfunction formatRupiah(angka) {\n  return \"Rp \" + angka.toLocaleString(\"id-ID\");\n}\n\nfunction hitungSimulasi() {\n  const plafon = parseFloat(document.getElementById(\"plafon\").value);\n  const bungaTahunan = parseFloat(document.getElementById(\"bunga\").value);\n  const tenor = parseInt(document.getElementById(\"tenor\").value);\n\n  if (!plafon || !bungaTahunan || !tenor) {\n    alert(\"Mohon isi semua kolom!\");\n    return;\n  }\n\n  const bungaBulanan = bungaTahunan \/ 12 \/ 100;\n  const angsuranPokok = plafon \/ tenor;\n  const angsuranBunga = plafon * bungaBulanan;\n  const angsuranPerBulan = angsuranPokok + angsuranBunga;\n  const totalBayar = angsuranPerBulan * tenor;\n  const totalBunga = totalBayar - plafon;\n\n  document.getElementById(\"hasil-simulasi\").innerHTML = `\n    <strong>Hasil Simulasi:<\/strong><br>\n    Angsuran per bulan: <strong>${formatRupiah(angsuranPerBulan)}<\/strong><br>\n    Total bunga: ${formatRupiah(totalBunga)}<br>\n    Total pembayaran: ${formatRupiah(totalBayar)}\n  `;\n\n  let tableHTML = `\n    <h4>Rincian Angsuran Bulanan<\/h4>\n    <table border=\"1\" cellpadding=\"8\" cellspacing=\"0\" style=\"border-collapse: collapse; width: 100%;\">\n      <thead>\n        <tr>\n          <th>Bulan<\/th>\n          <th>Angsuran Pokok<\/th>\n          <th>Angsuran Bunga<\/th>\n          <th>Total Angsuran<\/th>\n          <th>Sisa Pokok<\/th>\n        <\/tr>\n      <\/thead>\n      <tbody>\n  `;\n\n  let sisaPokok = plafon;\n\n  for (let i = 1; i <= tenor; i++) {\n    sisaPokok -= angsuranPokok;\n    tableHTML += `\n      <tr>\n        <td>${i}<\/td>\n        <td>${formatRupiah(angsuranPokok)}<\/td>\n        <td>${formatRupiah(angsuranBunga)}<\/td>\n        <td>${formatRupiah(angsuranPerBulan)}<\/td>\n        <td>${formatRupiah(Math.max(sisaPokok, 0))}<\/td>\n      <\/tr>\n    `;\n  }\n\n  tableHTML += `\n      <\/tbody>\n    <\/table>\n    <div style=\"text-align: center; margin-top: 20px;\">\n      <a href=\"https:\/\/www.jotform.com\/build\/81748260904460\" class=\"ajukan-kredit-button\" style=\"\n        display: inline-block;\n        background-color: red;\n        color: white;\n        padding: 10px 20px;\n        text-decoration: none;\n        border-radius: 5px;\n        font-weight: bold;\n      \">Ajukan Kredit Sekarang<\/a>\n    <\/div>\n  `;\n\n  document.getElementById(\"tabel-angsuran\").innerHTML = tableHTML;\n}\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>Simulasi Kredit BPR Citra Dumoga Jenis bunga: Bunga Flat \u2013 bunga dihitung dari pokok awal sepanjang tenor. Plafon Pinjaman (Rp): Suku Bunga (% per tahun): Tenor (bulan): Hitung Simulasi<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-64","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/pages\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":3,"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/pages\/64\/revisions"}],"predecessor-version":[{"id":1190,"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/pages\/64\/revisions\/1190"}],"wp:attachment":[{"href":"https:\/\/bprcitra.com\/index.php\/wp-json\/wp\/v2\/media?parent=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}